Services Details

Our Services

Wealth

Wealth

What sets us apart at MyGuide2Wealth is our rare fusion of Financial Planning with Equity and Debt Portfolio Building. We distinguish ourselves as Registered Investment Advisors (RIAs), standing out by seamlessly integrating these two critical areas. What's truly exceptional is that we provide these comprehensive services at an affordable flat fee, completely devoid of commissions, ensuring an entirely unbiased perspective. We tailor our approach based on your risk profile, offering both aggressive and defensive strategies. We believe financial planning and portfolio building is a dual commitment to Risk Management and Wealth Maximization. As Warren Buffet wisely said,

"Risk comes from not knowing what you're doing."

Financial planning + Equity & Debt Portfolio building

Embracing the wisdom of long-term investing, we echo Buffet's sentiment that our favourite holding period is indeed forever. We emphasize the importance of sustained, patient investment, aligning with Buffet's philosophy. Diversifying income sources is a key principle, and we echo Buffet's advice to "Never depend on a single income. Invest to create a second source."

At Rebeca, we are here to guide you through the intricate world of financial planning and portfolio building, emphasizing the twin pillars of risk management and long-term wealth creation.

Guide to Wealth Building: Strategies for Your Financial Success

We provide a comprehensive array of financial services designed to enhance your financial well-being and investment strategies. We offer you assistance for:

  • Equity Mutual Funds
  • Debt portfolio balancing
  • Equity

1. Equity Mutual Funds: Risk Profiling + Asset Selection

  • Proper asset allocation between equity and debt based on risk profiling

  • Passive funds in large cap, diligently identified and consistent flexi, small and mid-cap funds for growth; balancing approach with Hybrid and equity savings fund.

  • A suitable mix of large cap, mid cap, small cap, sectoral funds, debt funds, international funds in your portfolio

  • MF selection not based on rating but on consistency derived from 5yr / 3yr / 1yr rolling returns

  • We look at all these parameters- expense ratio, past performance, fund manager experience, and AUM to arrive at the final MF suitable list.

2. Debt portfolio balancing

  • Emphasis on maintaining guaranteed fixed income portfolio eg PPF/ EPF/ Sukanya Samridhi / SCSS

  • Pool funds into high-yield corporate /NCD /Govt bonds with suitable credit rating ( higher than FD rates)

  • Debt mutual funds portfolio overlooking movement and impact of interest rates on short/mid/long term debt funds and corporate bonds

3. Equity: Be directly part of India’s Bull run

  • ETF investing – main thrust to our portfolio methodology: Nifty / Bank / PSU Bank/ CPSE / IT / FMCG/ Auto / Infra / Pharma / NASDAQ/ FANG

  • Blue Chip investing – Safe investing with low beta stocks; large cap and growth investing

  • Stock picking based on strong fundamentals, future growth potential, and strong governance/management investing – handpick stocks expected to turnaround in the near future. Gather stocks at the demand zone.